Tuesday, March 15, 2011

Making Money Online With

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on personal finance tips for recent college grads, haggling like a pro to get what you want, and tips to build your savings account.

Top 5

7 Most Important Personal Finance Tips for Recent College Grads — If you are a recent grad, don't forget to start building an emergency fund. [Money Crashers]

Haggle Like a Pro to Get What You Want — To haggle successfully, consider talking to someone higher up. [Savvy Sugar]

5 Tips to Build Your Savings Account — Build your savings account by setting up an auto transfer. [Not Made of Money]

Handling Your Finances - How to Create Wealth — Create wealth by cutting expenses in your budget. [Green Panda Treehouse]

7 Steps to Raise Your Credit Score — Raise your credit score by automizing paying your bills. [Moola Days]

Other Essential Reading

Dinners Your Kindergarten Cook Can Help Prepare — Get your kindergartener involved with dinner by making pizza! [Parenting Squad]

Health Insurance and Downgrading Your Job — If you are thinking about downgrading your job, be sure to plan ahead for your health care needs. [The Simple Dollar]

Ways to Use up Eggs — Do you have eggs in your fridge that are going to go bad soon? Separate the egg yolks and whites and freeze them to use in baking recipes later. [Ultimate Money Blog]

Keep Glass from Fogging Up with Shaving Cream — To get rid of fog on glass, use shaving cream to clean it off! [Lifehacker]

4 Reasons to Avoid Payday Loans — Stay away from payday loans. They could negatively affect your credit score. [Financial Highway]

Some context:

I am basically a one-man design team for a bimonthly magazine.

As a startup, I was never really making much money here. About $48k.

In fact, marketwise, I was barely getting paid what a single designer should make even tho I am doing the job of at least two people.

I havent received a raise since fall 2007, even for cost of living.

In the time since then, my work (and remember that there is only one designer here) has won us about 6 industry awards.

In fact, in 2010 we won 3 awards and they were all design awards.

The reason I bring all this up is because one would hope that a performance record like that would merit a certain amount of base respect. However since this is the first business my boss has owned, I feel like they are simply spoiled into thinking that this work is just a given. Maybe they just dont know any better.

So now, with the industry souring and ad sales dropping a bit, I have taken a significant pay cut and am now doing all of the advert design that they once jobbed out to freelancers. Ad to that our rush to launch an iPad version and I am now doing far more work for even less money.

I wasnt offered flex time. I wasnt offered furlough days. In fact, for a salaried employee that ends up working heavy deadlines once every two months, my bosses still treat me like an employee that needs to saty til the very end of his "shift" regardless of whether I have work to do at the time.

Another issue (more context) is that they seem to think they have some kind of exclusivity with me. At first they asked that I let them know if I was doing any freelance work, as a "courtesy". But the very first time I mentioned that I was doing a poster on my own time on a dead weekend for a friends band for FREE, my boss acted very butthurt. AS if he should wield a veto power over my work on my own time. This has had the effect of me simply hiding the freelance I do from them. I really dont feel its their business.

So annnnnnnyway. Ive had enough and I am building my portfolio site to hopefully begin shopping myself around. I know the economy sucks, but Im not planning to leave until I get a better offer.

Knowing all that you know about the attitude of my boss presented above, should I worry about them trying to prevent me from using the work Ive created here the last 5 years in my portfolio? CAN they prevent me? Should I be worried?

BONUS: am I being treated unfairly? Ive been in this industry for 15 years and Im giving up hope that Ill ever not work for knobs. Does it suck everywhere?

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